Interac® e-Transfers

Interac® e-Transfers

Interac® e-Transfers allow you to send money in minutes to anyone with an email address or mobile phone number and an account at a Canadian credit union or bank. The process is simple, convenient and secure. It's a great alternative to cheques and cash.

Ways To Use

With Interac® e-Transfers you can:

  • Send money to children at college
  • Send gifts to friends or family
  • Pay your rent electronically
  • Pay for items purchased online or at garage sales
  • Settle a bill with a friend
  • And much, much more...the possibilities are endless.


  • Send and receive money directly from and to your existing bank account
  • There's no need to share personal or financial information, allowing you to keep your address, phone number and account information private
  • A security question protects your transfer from being deposited by unintended recipients
  • Email and/or text message carries the notification, so no need to get stamps or to find a mailbox

Is It Safe?

With Interac® e-Transfers, your money never actually travels by email or text. Email and text are only used to notify the recipient and to provide them with instructions on how to deposit money. NPSCU and your recipient's financial institution transfer funds using established and secure banking procedures.

How Much Does It Cost?

$1.50 per transaction will be withdrawn from your account at month end, with the following exceptions:

If you have opted into our B.Free Personal or B.Smart Business Bundles, you will enjoy unlimited Interac® eTransfers.

There is no cost associated with receiving or depositing an Interac® e-Transfer to your NPSCU accounts. For more information, see Terms and Limits.

Enroll in Online Banking

If you don't yet have access to online banking, getting started is fast and easy. Visit your local branch and we will ask you a few security questions, provide you with a Personal Access Code, and access to your accounts will be just a click away.

® Trademark of INTERAC Inc. Used under license
*There is a non-refundable service fee of $1.50 each time you send an EMT
** Transfer time is dependant on internet and financial institution connectivity