RSP Loans

Registered Retirement Savings Plan Loans

A comfortable retirement is something everyone wishes for...well, wish no more.  At North Peace Savings and Credit Union our RSP Loans can help you maximize your Registered Retirement Savings Plan contribution.

Whether it’s for your first-ever RSP contribution or to help make your annual contribution, North Peace Savings' RSP Loans can help you reduce your taxes now so you can start saving sooner for your retirement.

A Registered Retirement Savings Plan Loan at North Peace Savings is a fast, easy and efficient way to take advantage of tax savings. Whether you are looking to maximize your annual contribution or to catch up on unused RSP contribution room from previous years, North Peace Savings has flexible loan features to suit your needs. You can choose the features that best meet your needs in terms of cost savings, payment flexibility, and repayment options.

Meet your investment goal by taking advantage of an RSP loan

  • Repayment options from 1 to 10 years
  • Delay payments for up to 90 days
  • Repay whole or part of the loan at any time with no penalty
  • Instant tax receipts available
  • RSP Investments