Mortgage Rates

Empower Rate Mortgage (Rates effective 2019-12-06) Rates
Five Year Closed Variable Rate Mortgage (Prime Minus*) 0.50%
Interest Rate Cap 4.19%
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*Prime means the prime rate charged by North Peace Savings and Credit Union on Canadian Dollar loans.  To view the current prime rate click here.

The 5 year Closed Mortgage rate of 3.09% (below) is an "as low as" rate and is only available for new or renewing mortgages (refinances are not eligible).

Open Fixed Rate Mortgage (Rates effective 2019-12-06) Rates
1 year 6.80%
Closed Mortgage (Rates effective 2019-12-06) Rates
1 year 3.34%
2 year 3.50%
3 year 3.94%
4 year 4.59%
5 year 3.09%
7 year 5.60%
10 year 6.40%